How long will I wait for my decision? You will receive a specific offer during a conversation with an advisor. How soon will I receive the money? You will receive the money after securing your loan and signing the contract with a Brenty partner – details will be provided to you by a consultant during a telephone conversation.
How does the loan look at Brenty?
On the calculator available on the website, we can calculate the installment for a loan ranging from USD 3,000 to 50,000. And the repayment period can be from 6 to 60 months. However, it should be remembered that the amount of the loan depends on the age and value of the vehicle and we will receive a specific offer only after contacting the adviser.
A loan can be applied for by a natural person with income from any source or a self-employed person, or even a civil law partnership. You must be at least 18 years old to enter into a contract.
How do I return the loan?
The installment should be transferred within the prescribed period to the indicated account number. Payment deadlines are in the schedule you will receive from the adviser. Also before the payment day you will receive a reminder to your e-mail address and SMS. While you are paying back the loan, you can of course use the vehicle that is the loan pledge.
If the loan is not repaid, the collateral, i.e. your car, will become the borrower’s property. Because when you take out a loan in this parabank, you enter it as a co-owner. Of course. The company allows earlier repayment after 6 months. If you would like to pay off faster, then you should contact a Brenty advisor to provide you with all the possibilities of early repayment.
What are the advantages of such a loan?
The possibility of receiving a high loan amount, even if we have not cooperated with Brenty before. There is no requirement to provide income statements, because our security is a car. Our creditworthiness will not be verified. So even if we are entered into the BKM for some reason, it will not affect the decision to grant us a loan. The repayment option can be spread over convenient installments for up to 5 years. When we pay our debt, we can immediately apply for another loan. The cost of the secured loan is very comparable to loans taken in the standard installment scheme. However, as we have already mentioned, we may not necessarily have creditworthiness in non-bank institutions providing installment loans without a pledge.